never learned "the value of a dollar"

I my friends have never once learned "the value of a dollar". My brother on the other hand could save all his Birthday & Christmas money to buy exactly what he wanted.. His birthday is 2 & a half months before Christmas.. Yet he saves it all up. I on the other hand only have to wait 2 weeks from my birthday till Christmas.. but can never ever hold onto it. I have good intentions whenever money is in my hands or in my bank. I get money all the time. It's always coming.. but as fast as it comes it goes. I like to think i'm pretty smart with it.. we all know i'm not. I'm the one that buys everything in the world but it's completely useless..

I recently got approached at EXTRA FOODS and she asked me if i'd like to get a credit card... knowing me i'm like uh yeah.. obvs *laugh* like thats even a question for moi. Well since i've applied for the thing I have been deeply regretting it coming in the mail.. BECAUSE its "free" money UNTIL you owe them back at the end of every month.. or every purchase you make on the bad boy.

SO I HAVE COME UP WITH A PLAN !
Maybe instead of freaking out a little bit inside I can just use it STRICTLY for emergences ONLY!
So instead of borrowing money I can just use the credit card , i'm paying it back anyways.. so why not give myself good credit while i'm kinda borrowing from myself ?

I do wish that I was more financially stable and never had to borrow from anyone.. but nope. I need to learn how to properly budget my income and collect all my receipts so I know where its all going out of my pockets so fast. I hope that one day SOON ... very , very soon that I can budget properly and even start using coupons.

One day soon I WILL BE FINANCIALLY STABLE.